Expert help with medical claims issues

White Papers

The below publications are created by our members for the sole purpose to share our expertise and provide guidance to our visitors. These articles are available free of charge in electronic files to read or print.

Medicare Basics For 2013 for Working Seniors and Dependents

Article by Mary Kesel at Benefit Advocates

Mary provides insight for working seniors about Medicare rules. Her article covers coordinating Medicare and employer based insurance, which includes guidance on HSA rules and domestic partner coverage.
HSA and MedicareLTGD guide in PDF format...

Top Ten Tips for Managing Claims

Article by ACAP Members

ACAP Members provide guidance how to minimize the financial liability prior to receiving medical care.
Top Ten Tips in PDF format...

The Life of a Medical Claim

Article by Patrick Shea

Patrick provides a road map to the medical claim process; from the visit to the doctor to the final payment by the insurance company. He shares his expertise about the many pitfalls along the way.
Article in PDF format...

Resources for Cancer Patients

Article by Denise Sikora

Denise shares her experience working with people whose lives have been touched by cancer. She had compiled a list of resources that can provide assistance with the cost of care and other financial issues.
Article in PDF format...

Navigating Medicare for working seniors over age 65

Article by Mary Kesel, CEBS

Mary shares her knowledge navigating the ever so complicated Medicare rules. She also shares contact telephone numbers and website links to additional resources.
Article in PDF format...